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Folio’s digital wallet empowers every citizen to own and manage their digital identity. 

The Folio platform spans all phases of the identity lifecycle, from Registration and Issuance through to ongoing Authentication.  Governments can register a citizen once, for a particular set of services, and then leverage that investment across a wider field of departments saving money and time without compromising the level of assurance. 

Folio harnesses the power of the smart phone, advanced biometrics and AI to analyse and verify critical aspects of a user’s identity, documents, photo id and actual physical attributes.  Encrypted ID tokens can then be certified and issued directly to the Folio app, a secure vault held only on their smartphone, accessible only by the registered, biometrically paired user.

Whenever a citizen’s identity needs to be confirmed, online or offline, Folio manages the consent, encryption and transportation to the relying department. The highest possible level of assurance is twinned with an outstanding experience at every step.

Trust and privacy are at the centre of our company’s vision and with Folio, every user has complete control of their personal data. For 20 years we have delivered innovative citizen-centric government digital services, bringing integration and support expertise to clients around the world.

Main office address

88 Baker Street
London
W1U 6TQ

Telephone number

0207 290 3419

Website

folioltd.com

Key Products / Services / Sectors (USPs)

Folio is an modular digital identity registration, issuance and authentication platform.  

For government, Folio is a modular system that allows the organisation to configure the digital identity solution that suits their needs.   End-to-end digital identity ecosystems can be delivered or alternatively an organisation may only need to issue digital identities or upgrade their verification services to leverage multi factor authentication, Folio can be configured accordingly.

To the user, the Folio app is a free, user-centric, mobile app that allows them to digitise, and manage their official identity documents as well as receive trusted digital IDs from appropriate authorities.   The Folio app enables frictionless digital, and physically-present, interactions with levels of assurance that are traditionally extremely cumbersome and costly to the user and the organization.  With app store (Apple and Google) user reviews averaging 4.7, the Folio user experience leads on convenience and control.

Folio is developed by a business with 20 years of mission critical, digital government initiatives around the world and are certified in NEN-ISO/IEC 27001: 2013, 9001:2015 and 14001:2015

• Simple user registration via a free mobile app.

• Digital identity issuance of government documentation directly to users.

• Digital identity authentication using multifactor, biometric authentication.

• Document verification using official templates, machine learning and OCR technology.

• Secured using PKI and RSA data encryption.

• Verify your users anywhere and at any time on a device they trust.

• Totally configurable, your documents and policies that suit your use cases.

Services

Area of focus

Consumers

Internal services (enterprise)

Identity provisioning (IdP)

As-a-Platform

API

As-a-Service

Hub

On-board RPs

Offer translation of protocols

Handles federation

Attribute brokerage

Can capture self-asserted

Can verify self-asserted

Can integrate with third parties

Verification services/support

Supply verification

Utilise verification services

Authentication

MFA

Social

Biometrics

Mobile device

Data store functionality

Attribute storage

Attribute sharing

Configurable for specific sectors (e.g. health)

Account management for users

Yes

No

On request

Account recovery

Self-service

Help desk

Channel support

Omni-channel

Web

Mobile

Digital assistant

Other

Protocol support

SAML 2.0

OIDC

Oauth

UMA

Third party capability

External

Internal

Other

Other

Risk-based authentication

Anti-fraud support

Data minimisation support

Consent management

Variable registration (multi-user journey support)

Support for accessibility

Logging and audit

Billing system

User Journeys

Self-service

Offline options, incl. F2F

Upgrade paths to increase assurance levels over time

Creation of delegated accounts

Rules

To modify system behaviour

For risk-based authentication

To use events to drive transactions

To manage user journeys, including verification

To handle LOA upgrades/downgrades

API available

Yes

No

Main point of contact

Name: Paul White

Email: paul.white@folioltd.com

Phone: 0207 290 3419