TransUnion is a global information and insights company, we provide an accurate and comprehensive picture of each person, stewarded with care. As a result, organisations can better understand consumers in order to make more informed decisions, and consumers can be confident that their data identities will result in the opportunities they deserve.
Our broad portfolio in the UK includes products that address fraud, identity and risk management, automated decisioning, marketing and customer experience. Our customers include major high street banks, lenders, insurance, public sector, fintechs, and key and emerging players in retail, gaming, telco., utilities and automotive.
Iovation, a TransUnion company, protects online businesses and their end users against fraud and abuse, and identifies trustworthy customers through a combination of advanced device identification, shared device reputation, device-based authentication and real-time risk evaluation. iovation’s database of billions of devices covers global retail, financial services, insurance, telecommunications, gaming and other industries. The device reputation database protects 30 million transactions and stops an average of 300,000 fraudulent activities every day
We make trust possible by helping consumers be reliably and safely represented.
Main office address
TransUnion Information Group
One Park Lane
+44 (0) 113 388 4300
Key Products / Services / Sectors (USPs)
Using a blend of our products and services, we can support the complete customer lifecycle.
Through continuous innovation and investment in our products, services and the way they are deployed, we have built an unrivalled reputation for flexibility and responsiveness. Our people have a broad range of industry experience and we are confident that they will be able to find the best solution for you.
Our suite of Fraud and ID solutions use a wide range of data, enabling you to gain deeper customer insight and have confidence that customers are who they say they are. As experts in KYC and AML, our tools and approaches can help you meet industry regulations.
We want our products to be part of your Fraud and ID strategy, which is why we give you complete control over which of our tools you want to deploy and how you want to use them. Our mix-and-match approach demonstrates our understanding of fraud and cybercrime today; we know technology and the threat it presents is evolving and that to combat you need a partner who is adaptable and building cutting-edge solutions.
We believe that the power to our solution lies in flexibility; you take the products you need and the solution is provided in a single real-time response. Working across a number of different sectors, we are already helping businesses increase their customer match rates and reduce the threat of fraud
· CallValidate has a wide range of Fraud and ID checks in a single configurable solution, all available in real time.
· Risk Suite helps uncover vital information about the device, mobile and email of your customer.
· Trust Suite consists of two new anti-impersonation checks, EmailID and MobileID. It establishes the number of positive associations between the ownership of an email address and/or telephone number.
· IDVision’s Digital Verification product (formerly Trustev + now including Iovation functionality) assesses the risk of a consumer transaction from initial interaction, whether online or mobile. By bringing together vast data and analytics, and combining insights on consumers, their digital devices, transaction behaviours and known associations, we produce a more comprehensive assessment of risk. And all this is done at point of contact, so you can know sooner rather than later whether to proceed.
Area of focus
Internal services (enterprise)
Identity provisioning (IdP)
Offer translation of protocols
Can offer consent capture if required
Can capture self-asserted
Can verify self-asserted
Can integrate with third parties (eg Open Banking)
Supports verified claims (VCs)
Yes – third party verifiers used (including Open Banking)
Yes – In-house verification service
Multiple factors (MFA)
Data store functionality
Configurable for specific sectors (e.g. health)
Use decentralised stores (eg Wallets or online)
Can offer consent capture/handling
Account management for users
Key management required by user
DID (decentralised identifiers)
Third party capability
Data minimisation support
Variable registration (multi-user journey support)
Support for accessibility
Logging and audit
Offline options, incl. F2F
Upgrade paths to increase assurance levels over time
Creation of delegated accounts
To modify system behaviour
For risk-based authentication
To use events to drive transactions
To manage user journeys, including verification
To handle LOA upgrades/downgrades
Handle identity document’s (eg drivers license)
Handle health information (eg vaccine certificates)
Main point of contact
Name: Mark Pestereff
Phone: 07773 212093