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Prove is an authentication and identity expert, specialising in its award-winning Phone Intelligence technology. This tech replaces traditional identity verification processes such as static passwords, cumbersome security questions and long-winded SMS OTP with an alternative that is both easier to use and more secure for end users. prove is helping to guide institutions with their PSD2 SCA and 3-D Secure requirements.

Headquartered in the US, prove is rapidly expanding its reach into 20 other countries, starting with the UK. Prove’s digital identity authentication secures 500 banks, including 7 of the top 10 globally, and processed 200 billion transactions in 2019. The company secured $100 million in funding in 2020, which is being used to finance its ongoing global expansion and product enhancements.

Main office address

20th Floor,
245 5th Avenue
New York
USA
10016

Telephone number

07515124023

Website

info.prove.com/uk

Key Products / Services / Sectors (USPs)

Prove has established a modern way of proving identity, mobile first.  This is driven from a single OAuth API hosted within the UK in the cloud.

Within a zero knowledge GDPR compliant framework. Prove is providing both individual API driven solutions to tackle specific needs, as well as consolidating multiple API’s to provide full end-to-end solutions.

This is based on three principles

PRO

Proving Possession, Reputation and Ownership.

Possession is determined through a number of options. Prove provide traditional methods such as SMS OTP and Voice OTP. However, they also have a game changing solution, mobile authentication. This provides a method of proving possession of the mobile without the requirement for visible OTP’s or usage of SMS. This provides a unique experience of removing the security challenges of SMS OTP’s whilst also creating the best possible customer experience for journeys such as onboarding and digital servicing.

Reputation is determined based on over 10 years of mobile intelligence. This is using at it’s heart, data attribute analysis to establish a trust score aligned with a mobile number. Taking in to consideration fraud vectors such as number porting and SIM Swapping.

Ownership is establishing the owner of the mobile in question. This is using established routes both within the mobile operator community as well as other strategic partners who support the Prove platform with insight. This enables Prove to provide KYC checking against a number.

Prove are supporting a multitude of use cases today:

Digital onboarding, improving accuracy and risk detection.

Seamless mobile app registration, removing all friction.

Inbound Call Centre risk reduction, determining spoofed numbers,

Digital servicing, such as password resets and account updates, supporting checks and balances made against the account

Services

Area of focus

Consumers

Internal services (enterprise)

Identity provisioning (IdP)

As-a-Platform

API

As-a-Service

Hub

On-board RPs

Offer translation of protocols

Handles federation

Attribute brokerage

Can capture self-asserted

Can verify self-asserted

Can integrate with third parties

Verification services/support

Supply verification

Utilise verification services

Authentication

MFA

Social

Biometrics

Mobile device

Data store functionality

Attribute storage

Attribute sharing

Configurable for specific sectors (e.g. health)

Account management for users

Yes

No

On request

Account recovery

Self-service

Help desk

Channel support

Omni-channel

Web

Mobile

Digital assistant

Other

Protocol support

SAML 2.0

OIDC

Oauth

UMA

Third party capability

External

Internal

Other

Other

Risk-based authentication

Anti-fraud support

Data minimisation support

Consent management

Variable registration (multi-user journey support)

Support for accessibility

Logging and audit

Billing system

User Journeys

Self-service

Offline options, incl. F2F

Upgrade paths to increase assurance levels over time

Creation of delegated accounts

Rules

To modify system behaviour

For risk-based authentication

To use events to drive transactions

To manage user journeys, including verification

To handle LOA upgrades/downgrades

API available

Yes

No

Supports eID

Yes

No

Clients

Partners

Transunion

Tsys

Main point of contact

Name: Keiron Dalton

Email: keiron.dalton@Prove.com

Phone: 07515124023