Prove is the global leader in Phone-Centric Identity™ technology: the modern way of verifying digital identity through the mobile phone and phone number. Prove’s Phone-Centric Identity platform is used by over 1,000 companies worldwide, including 9 of the top 10 US banks, and replaces traditional identity verification processes such as static passwords, long-winded security questions, and cumbersome SMS OTP with an alternative that is both easier to use and more secure for end-users.
In addition, Prove is helping guide institutions with their PSD2 SCA and 3-D Secure requirements.
Main office address
245 5th Avenue
Key Products / Services / Sectors (USPs)
Prove has established a modern way of proving identity in a mobile-first manner. This is driven by a single OAuth API hosted within the UK in the cloud.
Within a zero-knowledge GDPR-compliant framework, Prove provides full end-to-end solutions as well as individual APIs to tackle specific needs.
Prove’s Phone-Centric Identity approach is based on the PRO Model of Identity Verification and Authentication:
Possession can be determined through a number of options. Prove provides traditional methods such as SMS OTP and voice OTP. However, it also has a game-changing solution—mobile authentication—which can prove possession of the mobile without OTP usage. This provides a unique experience of removing the security challenges of SMS OTP while also creating the best possible customer experience for journeys such as onboarding, digital servicing, and enabling passwordless login.
Reputation is determined based on over 10 years of mobile intelligence. This is done using data attribute analysis to establish a Trust Score™, a dynamic behavioral and contextual risk score, aligned with a mobile number. It also takes into consideration fraud vectors such as number porting and SIM swapping.
Ownership is establishing the owner of the mobile in question. This is done using established routes both within the mobile operator community as well as other strategic partners who support the Prove platform. This enables Prove to provide KYC checking using just a phone number.
Prove supports a multitude of use cases in the UK, including:
Digital onboarding that improves accuracy and risk detection
Frictionless mobile app registration
Inbound call centre risk reduction
Digital servicing, such as password resets & account updates
For more information about frictionless identity authentication solutions, contact Prove here.
Area of focus
Internal services (enterprise)
Identity provisioning (IdP)
Offer translation of protocols
Can offer consent capture if required
Can capture self-asserted
Can verify self-asserted
Can integrate with third parties (eg Open Banking)
Supports verified claims (VCs)
Yes – third party verifiers used (including Open Banking)
Yes – In-house verification service
Multiple factors (MFA)
Data store functionality
Configurable for specific sectors (e.g. health)
Use decentralised stores (eg Wallets or online)
Can offer consent capture/handling
Account management for users
Key management required by user
DID (decentralised identifiers)
Third party capability
Data minimisation support
Variable registration (multi-user journey support)
Support for accessibility
Logging and audit
Offline options, incl. F2F
Upgrade paths to increase assurance levels over time
Creation of delegated accounts
To modify system behaviour
For risk-based authentication
To use events to drive transactions
To manage user journeys, including verification
To handle LOA upgrades/downgrades
Handle identity document’s (eg drivers license)
Handle health information (eg vaccine certificates)
Main point of contact
Name: Keiron Dalton