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Prove is the global leader in Phone-Centric Identity™ technology: the modern way of verifying digital identity through the mobile phone and phone number. Prove’s Phone-Centric Identity platform is used by over 1,000 companies worldwide, including 9 of the top 10 US banks, and replaces traditional identity verification processes such as static passwords, long-winded security questions, and cumbersome SMS OTP with an alternative that is both easier to use and more secure for end-users.

In addition, Prove is helping guide institutions with their PSD2 SCA and 3-D Secure requirements.

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Main office address

20th Floor,
245 5th Avenue
New York
USA
10016

Telephone number

07515124023

Website

www.prove.com

Key Products / Services / Sectors (USPs)

Prove has established a modern way of proving identity in a mobile-first manner. This is driven by a single OAuth API hosted within the UK in the cloud.

Within a zero-knowledge GDPR-compliant framework, Prove provides full end-to-end solutions as well as individual APIs to tackle specific needs.

Prove’s Phone-Centric Identity approach is based on the PRO Model of Identity Verification and Authentication:

Possession can be determined through a number of options. Prove provides traditional methods such as SMS OTP and voice OTP. However, it also has a game-changing solution—mobile authentication—which can prove possession of the mobile without OTP usage. This provides a unique experience of removing the security challenges of SMS OTP while also creating the best possible customer experience for journeys such as onboarding, digital servicing, and enabling passwordless login.

Reputation is determined based on over 10 years of mobile intelligence. This is done using data attribute analysis to establish a Trust Score™, a dynamic behavioral and contextual risk score, aligned with a mobile number. It also takes into consideration fraud vectors such as number porting and SIM swapping.

Ownership is establishing the owner of the mobile in question. This is done using established routes both within the mobile operator community as well as other strategic partners who support the Prove platform. This enables Prove to provide KYC checking using just a phone number.

Prove supports a multitude of use cases in the UK, including:

  • Digital onboarding that improves accuracy and risk detection

  • Frictionless mobile app registration

  • Inbound call centre risk reduction

  • Digital servicing, such as password resets & account updates

For more information about frictionless identity authentication solutions, contact Prove here.

Services

Supports eID

Yes

No

Area of focus

Consumers

Internal services (enterprise)

Identity provisioning (IdP)

As-a-Platform

API

As-a-Service

Wallet/SDK

Hub

On-board RPs

Offer translation of protocols

Handles federation

Integrate RPs/IDPs/Wallets

Can offer consent capture if required

Attribute brokerage

Can capture self-asserted

Can verify self-asserted

Can integrate with third parties (eg Open Banking)

Supports verified claims (VCs)

Verification services/support

Not supported

N/A

Yes – third party verifiers used (including Open Banking)

Yes – In-house verification service

Authentication

Password/username

Multiple factors (MFA)

Biometric

FIDO

Mobile device

Other

Data store functionality

Attribute storage

Attribute sharing

Configurable for specific sectors (e.g. health)

Use decentralised stores (eg Wallets or online)

Can offer consent capture/handling

Account management for users

Yes

No

On request

Account recovery

Self-service

Help desk

Key management required by user

Channel support

Omni-channel

Web

Mobile

Digital assistant

Wallet

Other

Protocol support

SAML 2.0

OIDC

Oauth

UMA

DID (decentralised identifiers)

Third party capability

External

Internal

Other

Other

Risk-based authentication

Anti-fraud support

Data minimisation support

Consent management

Variable registration (multi-user journey support)

Support for accessibility

Logging and audit

Billing system

User Journeys

Self-service

Offline options, incl. F2F

Upgrade paths to increase assurance levels over time

Creation of delegated accounts

Rules

To modify system behaviour

For risk-based authentication

To use events to drive transactions

To manage user journeys, including verification

To handle LOA upgrades/downgrades

API available

Yes

No

Wallet-based systems

Wallet available

SDK available

Decentralised

Handle payments

Handle identity document’s (eg drivers license)

Handle health information (eg vaccine certificates)

Other

Clients

Partners

Transunion

Tsys

Main point of contact

Name: Keiron Dalton

Email: keiron.dalton@Prove.com

Phone: 07515124023

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