OneID® is the only document-free and truly digital identity service provider that creates absolute certainty between a business and an individual in real time. By leveraging bank-verified data, OneID® brings speed, simplicity and compliance to the digital identification process.
Our digital ID services use the most advanced counter-fraud measures to help protect banks, businesses and individuals from online identity fraud. By streamlining existing ID processes, including payments, direct debits, onboarding and more, we help businesses reduce operational costs, increase sales and improve customer engagement.
As the UK’s only identity service with access to bank-verified information, around 50 million individuals in the UK can use OneID® to prove their credentials online – instantly, without any app download, or account creation. OneID® is government-certified, regulated by the FCA and is a B Corp business.
Headquartered in the UK, we have brought together the best people in digital identity, payments, banking, technology and government to ensure we make the world a safer place.
Share
Main office address
29 Wood Street,
Stratford upon Avon,
CV37 6JG
Website
Key Products / Services / Sectors (USPs)
OneID unlocks the power of 100% digital identity verification, and moves beyond traditional ways of verifiying identities online by going document-free.
OneID can faciliate the sharing of multiple data options via a single API, including full name, data of birth, address, contact details, account information and identity fraud indicators.
Using OIDC standards, the checks are completed in real time.
OneID offers eID designed for the digital age to remove friction from processes such as Know Your Customer checks, Direct Debit set up, document eSigning, eCommerce and Pre-employment checks.
We have designed products for identity verification, customer onboarding and age verification, ensuring you have the information you need when transacting with a customer.
Speed – the fastest digital identity verification solution. no app downloads, no document scans and a journey that can be completed on a mobile device within 12 seconds.
Fully digital – document-free identity checks.
Secure – Utilises bank multifactor authentication.
Inclusive – By integrating OneID into your existing workflow, you can instantly expand your business’ capability to serve almost all its potential UK customers. instead of relying on document IDs, OneID verifies identity by leveraging the data banks hold about their customers. Approximately 50 million UK citizens with access to online banking are enabled to use OneID.
Compliance – only collects the data essential to the transaction for data minimisation.
We are government-certified and regulated by the FCA. Our products are certified by the Digital Identity and Attributes Trust Framework (DIATF) and our business practices have earned us the B Corp Certification.
Services
Supports eID
Yes
No
Area of focus
Consumers
Internal services (enterprise)
Identity provisioning (IdP)
As-a-Platform
API
As-a-Service
Wallet/SDK
Hub
On-board RPs
Offer translation of protocols
Handles federation
Integrate RPs/IDPs/Wallets
Can offer consent capture if required
Attribute brokerage
Can capture self-asserted
Can verify self-asserted
Can integrate with third parties (eg Open Banking)
Supports verified claims (VCs)
Verification services/support
Not supported
N/A
Yes – third party verifiers used (including Open Banking)
Yes – In-house verification service
Authentication
Password/username
Multiple factors (MFA)
Biometric
FIDO
Mobile device
Other
Data store functionality
Attribute storage
Attribute sharing
Configurable for specific sectors (e.g. health)
Use decentralised stores (eg Wallets or online)
Can offer consent capture/handling
Account management for users
Yes
No
On request
Account recovery
Self-service
Help desk
Key management required by user
Channel support
Omni-channel
Web
Mobile
Digital assistant
Wallet
Other
Protocol support
SAML 2.0
OIDC
Oauth
UMA
DID (decentralised identifiers)
Third party capability
External
Internal
Other
Other
Risk-based authentication
Anti-fraud support
Data minimisation support
Consent management
Variable registration (multi-user journey support)
Support for accessibility
Logging and audit
Billing system
User Journeys
Self-service
Offline options, incl. F2F
Upgrade paths to increase assurance levels over time
Creation of delegated accounts
Rules
To modify system behaviour
For risk-based authentication
To use events to drive transactions
To manage user journeys, including verification
To handle LOA upgrades/downgrades
API available
Yes
No
Wallet-based systems
Wallet available
SDK available
Decentralised
Handle payments
Handle identity document’s (eg drivers license)
Handle health information (eg vaccine certificates)
Other
Company insight
Testimonials
"Attribute Sharing service will provide our customers with a safe, secure and convenient way to verify their identity online, while enabling businesses to speed up and streamline customer processes."
Claire Melling, Head of Bank of APIs at NatWest Group
"What sets the integration of OneID with Nitro apart is its uniqueness in the market. Nitro is the only solution that offers both identification in a KYC workflow and eSignatures with OneID, alongside access to a wide array of other digital identity schemes, setting a new standard for high-trust transactions."
Filip Verreth, VP Product at Nitro
"We’re excited to be able to harness a bank-verified identity into an e-signature process in the UK for the first time. OneID’s broad coverage will really simplify the lives of Acrobat Sign customers seeking higher trust forms of e-signature in the UK."
John Jolliffe, Senior Manager for Strategic Development at Adobe
Clients
